Maple Capital is your direct lender: you deal with us from start to finish. Fast answer thanks to Instant Bank Verification (IBV), no documents to send, and direct deposit into your account.
Simple and transparent
No paperwork, no waiting in line, no credit check. Everything is done online, from the application to the deposit into your account.
Desired amount, source of income, bank account. Two minutes is all it takes, right from your phone.
We verify your income securely through IBV. No documents to send, no credit check.
Our team reviews your file and, if your application is approved, the funds are deposited directly into your account.
Our loans
All our loans range from $500 to $5,000, with no credit check, through the same simple online application.
Car repair, Medical bill, Home repair, Any urgent expense that cannot wait.
Learn more →Credit cards, Lines of credit, Existing personal loans, High-interest debts.
Learn more →Kitchen, Bathroom, Roof, Basement.
Learn more →Purchase of a used vehicle, Down payment, Major repairs, Vehicle replacement.
Learn more →Major purchase, Travel, Moving, Computer equipment.
Learn more →One application for all our loans. Two minutes, no credit check, quick answer.
Apply now →Eligibility
We assess repayment ability with Instant Bank Verification, not with your credit score. To be approved, you must:
Frequently asked questions
No. We never run a credit check. Our decision is based on the stability of your income, verified securely through Instant Bank Verification (IBV). Your credit score is neither consulted nor affected by your application.
Yes. Maple Capital is the only lender: we review your application, approve your loan and deposit the funds. You deal with a single entity from start to finish.
It is a secure system that lets us view a read-only summary of your bank transactions to confirm your income, without paper statements. Your banking credentials are never shared with us. Learn more about IBV.
No. Filling out the form lets you check your eligibility and receive an offer. You remain free to accept or decline, and your credit score is not affected.